State Of Cards SWISS IBANQ provides IBAN accounts from a network of European and International banks. Our banking partners have been hand picked to ensure they’re able to facilitate your incoming and outgoing UK, European and International payments. We consolidate the management of all your online IBAN accounts through a single platform under a single agreement – so you’re always able to retrieve and move your funds, as your business demands.

Stay in control of your finances, anywhere in the world.

Manage all your deposits, inflows, payments, expenses and foreign exchange in XX major currencies from a single account, wherever you are. Our multi-currency account offers you smart solutions that save you time and money.

  • Deposit and manage xxx major currencies in unlimited amounts
  • Make domestic and international payments in seconds
  • Transfer funds between accounts and cards, instantly and securely

Efficient domestic and international payments.

Make fast, secure and cost-effective payments within seconds and without limits. We tailor our approach to your unique needs, whether that’s individual, ad hoc payments or regular, batch payments to suppliers or employees; domestically or internationally..

  • Send single or multi-currency payments individually or in batches
  • Choose from SWIFT, SEPA, Faster Payments and other local payment networks
  • Set multi-tiered permissions and approvals to manage payments and beneficiaries
  • Manage your payments with comprehensive, real-time reporting

The highest limit multi-currency card.

Our SWISS IBANQ Mastercard® has the highest balances and transaction limits on the market. Accepted in more than 210 countries and territories, it’s designed for your demanding, fast-paced world.

  • Hold funds in up to xxx currencies on a single card
  • Enjoy maximum card balances of up to €350,000*
  • Spend up to €150,000 in a single point-of-sale or online transaction*
  • Withdraw up to €4,000 daily from 2.1 million ATMs worldwide*
  • Instantly transfer up to €200,000 per day to one or multiple cards
  • Order as many cards as needed for team members (only corporates account)
  • Instantly lock and unlock cards with Safe Mode on the app

WHITE LABEL SOLUTIONS | Put your brand in peoples pockets and how to provide payment services without becoming a bank? Take another´s infrastructure and license

Launch your card program via our White-Label system. Thanks to the exclusive design of your payment cards and mobile app, you can emphasize your brand identity and implement a unified CRM platform to manage your card program friendly and efficiently.

Let’s build something amazing together

Businesses, Goverments and consumers need simple flexible metods to send and receive funds around the world in multiple currencies. North Star Swiss State Of Cards® delivers fast, cost-effective and innovative payment solution. We’re all part of a fast, complicated global economy that will only become more so with each passing year. A global economy means vast amounts of money moving all around the world. As they say, “money makes the world go round,” and this is truly the case. All this money moves around the world electronically, and along with that come the inherent problems. Electronic payment systems have been constantly reinvented, improved and refined over time, and our payment solutions are the shining result of all this learning and experience.

  • Open IBAN accounts online in your company name.

  • Access to different banks and financial institutions from a single platform, application and agreement.

  • Mitigate banking solution risks.

  • Scale your virtual IBAN accounts, from one to many, as and when you require.

  • Instant Crypto & FIAT settlement with Zero volatility risk direct to your IBAN account

IBAN (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly.

In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean. Find IBAN examples for every country where it’s used.

State Of Cards SWISS IBANQ is a virtual IBAN & merchant account provider, committed to working in partnership with EU and International banks to break down legacy barriers and connect eCommerce merchants with global, digital payment services.

State Of Cards SWISS IBANQ offers a complete payment ecosystem for eCommerce merchants enabling a wide range of online payment solutions including Cryptocurrencies and all leading credit and debit card brands & local and international alternative payment methods (APMs). With SwissPay merchants can connect to multiple acquirers and local payment schemes and accept payments on their websites under their own brand.



Tell us about your company, product or use case. We’re excited to explore a partnership with you!

Johan Andersson
Head Of Cards
Björn Ericson
Program Manager
Håkan Lindqvist
Program Manager
Angelina Brolén
Chief Admin Officer



Log in with your credentials


Forgot your details?

Create Account